Everyone suffers a bad day now and then. An emergency fund can make a bad day temporarily painful instead of a long term burden. Without emergency savings, people may need to resort to credit cards, payday loans, or worse! Let’s first examine why you, and everyone else, needs an emergency fund, then we’ll examine the […]
What the Fund?! ETFs, CTFs, and Mutual Funds
Investment funds create baskets of assets and package them for investors. Most funds stick to publicly traded stocks or bonds, but some funds will include commodities, real estate, cryptocurrency, or other more exotic assets. Most likely, you will start your investing journey with one of these funds either because you want to start simple or […]
Data Driven Decisions Save… and Kill
In the argument about data-driven versus ideological decisions, I always prefer to use data. But data skewed by ignorance or neglect may be even worse because it pretends to be scientific.
Evolution vs. Modern Life
Our late-night tv watching, postures and lack of sleep create vicious cycles that lead to stress and weight gain. Fortunately, while evolution causes these issues, it also provides us with the solutions.
Memetics Monday – Meme Impossible
The heroism in Mission Impossible-Fallout is fun, but also dangerous if it programs people to passively wait to be saved. This is a strategic meme we need to be aware of to counter.
Book Review: Fall
“The Fall, or Dodge in Hell” by Neal Stephenson predicts a bleak future where we create a form of immortality in which we are doomed to repeat our mistakes.
Investing-Today’s Stock Pick (May 2019)
What criteria I used to select between four different stock-buying opportunities today.
Basic Investing: Risk and Return
In a previous blog, we covered different types of investments, but this time let’s talk about Risk versus Return. Risk is the range of uncertainty of gain for an investment combined the likely percentage of the investment you could lose should the investment go bad. Return is the amount of gain one receives for their […]
Quick Thoughts About the Blog
Why are these blogs long?Every time I start a blog, I try to keep it short. Yet, my head is crammed with ideas and to make them understandable to other people, it is necessary to put them into context… and context takes time and definitions. For example, my blog on basic investing started off as […]