Basic Investment Valuation

To make good investments, I try to make purchases that will be worth more to me in the future than they are worth to me right now. While this sounds very simple, it often will be complicated by exactly how to determine the worth, or value, of the investment. Precise valuation requires effort, market analysis, […]

Working Money: Investment Options

After starting to Pay Yourself First, cash starts to accumulate. That is when we Put Our Money to Work (our rule for early retirement #2), but to do so, we must pick both an investment and an account type.  However, trying to cover both in one blog takes too long, so for today, we’ll focus […]

Big Losses Versus Big Gains

Many new investors never start because they fear losing money. I get it. Losing money is extremely easy, even after you gain experience and become a good investor. It is also built into our minds that we experience more pain from losing money than from gaining money. Fortunately, with standard stock investing (more exotic types […]

Pay Yourself First

Any saving strategy, investment, or opportunity requires something more basic: cash. To have any cash to put into investments, you have to follow our first rule for early retirement: Pay Yourself First. This concept is a classic and George S. Clayton uses it as a fundamental principle for success within the The Richest Man in […]

Get Working on Not Working

After posting “Our Rules For Retirement,” my daughter replied “I guess I better get started working on not working!” I was immediately proud that she grasped the concept of the article as well as jealous that she encapsulated it so perfectly and succinctly.  Therefore, I had to steal her line as the title for this […]

Our Rules for Early Retirement

My wife and I retired early and use our investment income to live. Whether they ever read it or not, this is the first of a series of articles for our kids, nieces, nephews, and friends that outlines how we achieved our financial independence.  The success formula, like the recipe for good health, is simple, […]

A dimming light – GE

General Electric (NYSE: GE) was founded by Thomas Edison as the Edison Electric Light Company in 1878 and has been a foundation of many investment portfolios for over 100 years.  It is a diversified company with operating segments in power, renewable energy, aviation, healthcare, transportation, lighting, capital (financing), and oil and gas.  However, over the […]